Common Claim Scenarios

Restaurants, bars, and pubs often face claims related to food safety, alcohol-related incidents, or property damage.

For instance, if a customer alleges food poisoning, our liability coverage steps in to handle medical expenses and potential legal fees. In cases where an intoxicated patron causes injury or property damage, our liquor liability insurance provides protection. We also address scenarios involving kitchen fires, covering both property damage and business interruption losses during repairs.

If a data breach compromises customer credit card information, our cyber liability coverage manages notification costs, legal expenses, and reputation management. For slip-and-fall accidents on your premises, our general liability policy covers medical costs and potential lawsuits. In situations where severe weather forces a temporary closure, our business interruption coverage helps offset lost revenue.

Our expert claims team manages the entire process, from initial assessment to resolution, minimizing disruption to your operations and maintaining your establishment’s reputation in the competitive food and beverage industry.