
🚗 ICBC Basic Autoplan: Core Coverages & Limits 🇨🇦
If you drive in British Columbia, you know ICBC’s Basic Autoplan is mandatory. But do you know what it actually covers—and where it stops? Understanding
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S & S Insurance For Construction Companies
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Comprehensive Solutions To Protect You
Our insurance solutions shield BC construction companies from common hazards, including property damage, theft, and accidents on job sites. We cover risks associated with construction activities, such as structural errors and project delays. Our policies address liability concerns, protecting you from potential lawsuits arising from third-party injuries or property damage.
We also offer coverage for equipment breakdown and transportation of materials. Additionally, we provide protection against environmental risks, safeguarding your business from claims related to pollution or contamination during construction projects.
We offer tailored policies addressing the unique needs of various construction specialties in BC, from general contractors to specialized trades. Our coverage extends to commercial general liability, builders’ risk, and professional liability for construction firms of all sizes. We provide options for wrap-up liability insurance to cover entire project teams. Our policies also include coverage for tools and equipment, both on-site and during transit.
For larger companies, we offer directors’ and officers’ liability insurance to protect leadership from personal financial risk. We also provide cyber liability coverage to protect against data breaches and technology-related risks in modern construction operations.
Construction companies often face claims related to project delays, property damage, or workplace injuries.
For instance, if a subcontractor’s error leads to structural issues, our professional liability coverage steps in to cover repair costs and potential legal fees. In cases of equipment theft from job sites, our property insurance covers replacement costs. We also address scenarios involving workplace injuries, with our workers’ compensation coverage managing medical expenses and lost wages.
If a construction defect causes damage to a completed project, our completed operations coverage provides protection long after project completion. For claims arising from environmental contamination during excavation, our pollution liability coverage handles cleanup costs and legal expenses. I
n situations where severe weather delays a project, our builders’ risk insurance helps cover additional expenses and lost income. Our expert claims team manages the entire process, from initial assessment to resolution, minimizing disruption to your construction operations and maintaining your company’s reputation in the industry.
Coverages Available For You
Bailee’s customer insurance protects businesses in British Columbia from liability for damages to customer property while in their care, ensuring peace of mind.
Business insurance safeguards against unexpected incidents like property damage or legal claims. Protect your company’s future with tailored insurance solutions.
Business interruption insurance replaces lost income and covers expenses when your BC business is forced to close due to a covered event like fire or natural disaster.
Business liability insurance protects BC companies from financial losses due to lawsuits, covering legal costs and damages for third-party injuries or property damage.
Comprehensive insurance protecting goods in transit and storage, ensuring your cargo and stock are covered against loss, damage, or theft worldwide.
Commercial auto insurance covers vehicles used for business purposes, protecting against liability, damages, and accidents involving your company’s cars, trucks, or vans.
Protect your business in British Columbia with tailored commercial insurance that covers liability, property damage, and more, ensuring peace of mind for entrepreneurs. Commercial insurance implies a broader umbrella covering larger enterprises, complex industrial operations, or specialized fleets. It frequently refers to “Commercial Package Policies” (CPP) that allow companies to bundle complex coverages (like liability, property, and fleet) à la carte with higher limits.
Protect your business assets with comprehensive coverage for property damage and loss.
Protect your construction business in British Columbia with tailored insurance solutions covering risks like accidents, theft, and property damage.
Contract surety insurance in British Columbia ensures contractors fulfill project obligations, providing financial protection to project owners against non-completion or substandard work.
Contractors’ liability insurance in British Columbia protects construction professionals from financial losses due to third-party claims for bodily injury or property damage.
Protect your leadership with Directors & Officers insurance in BC. Safeguard personal assets and decision-making from legal challenges in today’s complex business environment.
Commonly Asked Questions
Discover our streamlined insurance process designed to be quick and straightforward. From initial quote to policy purchase, we guide you through every step to ensure your complete satisfaction.
Begin with your information to get a detailed insurance quote.
We’ll gather your personal or business information through our secure form to create an insurance quote just for you.
Review coverage choices from different providers and choose the best one.
We’ll guide you through comparing insurance options, helping you select the plan that best matches your coverage needs and budget.
We’ll help you secure your policy quickly, providing immediate access to your documents and full dedicated support.
Our team of experts specializes in home, auto, business, life, travel insurance, and more, providing you with tailored guidance to ensure you receive the best possible coverage.
S&S stands apart with a blend of local expertise and personal commitment, creating insurance solutions that resonate with your needs in British Columbia. We deliver personalized service that fits into your busy life.
Expertly crafted insurance solutions uniquely tailored to meet your specific lifestyle and coverage needs effectively.
Leverage our local knowledge to secure insurance that's suited for British Columbia’s unique market conditions.
Explore a wide range of personal and commercial insurance products, all through one comprehensive policy.
Committed to outstanding customer service, we ensure continuous support, making your experience stress-free.
Experience savings on your premiums with our competitive pricing without sacrificing the quality of your coverage.
Our team of professionals brings 30+ years of expertise to guide you through the insurance selection process.
In partnership with top insurers, we provide robust, reliable coverage tailored to meet your unique needs.
Open daily, with extended hours across multiple locations for easy access to our insurance services at your convenience.
Getting You The Best Quote
We work with trusted insurance companies to compare the best coverage and rates. Our team helps you save by offering tailored solutions that can beat your current policy and provide great value for your needs.
Trusted by Our Clients
See what our clients say about S&S Insurance—personalized service, expert advice, and unbeatable savings. Real experiences from satisfied customers who trust us to protect their home, business, and assets.
Stay informed with expert advice on insurance trends, coverage tips, and ways to save money. Our blog features articles that help you make smarter decisions about protecting your home, car, business, and more.

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