Running a golf course in British Columbia means dealing with constant risk: injured players, damaged greens, storms, vandals, or a broken sprinkler system in peak season. As your insurance broker, our first job is to understand how your course really operates—public or private, lessons, tournaments, leagues, food and beverage, pro shop, or cart rentals. We then design coverage that protects buildings, fairways, practice areas, equipment, inventory, and revenue from everyday threats and disruptions. By comparing multiple insurers, we can often improve protection while keeping premiums competitive and predictable. Most importantly, we explain your options in plain language, so you clearly know what is covered and what is not. With the right insurance program in place, you can focus on guests’ experience while we focus on managing risk for your business every day.Every golf course has unique insurance needs, but most require a core set of protections. Property insurance helps cover clubhouses, maintenance buildings, irrigation systems, paths, signage, bridges, and course landscaping against fire, wind, vandalism, theft, and other insured perils. Commercial general liability addresses injuries to players, visitors, or contractors, plus damage you may accidentally cause to others’ property. Equipment coverage protects mowers, utility vehicles, power carts, and specialized tools on and off the course. We can add business interruption insurance to replace lost income if a covered loss forces you to close temporarily or significantly reduce operations. Optional extensions can include cyber coverage for tee-time systems, crime insurance, liquor liability, non-owned auto, directors and officers, and environmental liability for fuel or chemical spills, creating a truly comprehensive package tailored to your facility.