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S & S Insurance For Janitorial Companies
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Comprehensive Solutions To Protect You
Running a janitorial company in British Columbia means dealing with real, everyday risks on every job site. A slip on a wet floor, a scratched hardwood surface, a broken window, or a lost key can quickly turn into a costly claim if you are not properly insured. As your insurance broker, we look at how your business actually operates—your staff, contracts, chemicals, and equipment—and build a protection plan around those exposures. We help guard you against third-party injury and property damage, damage to your own tools and supplies, and even allegations of negligence in your work. With the right coverage in place, one accident does not have to derail a big contract, strain your cash flow, or threaten your reputation in the local market. We also review landlord and client insurance clauses so you are not caught off guard.
No two janitorial companies in BC are the same, so your insurance program should not be either. We start with core Commercial General Liability to cover bodily injury and property damage you may cause while cleaning a client’s premises. From there, we can add coverage for your building, office contents, and mobile equipment such as vacuums, buffers, and carpet extractors, even when they are in transit or locked in a company vehicle. We can also arrange commercial auto coverage, crime and employee dishonesty insurance, tools and equipment floaters, cyber coverage for your scheduling and payment systems, and optional environmental or pollution liability when you work with specialty chemicals. Our role is to coordinate these policies into one, easy-to-understand package that fits your contracts, budget, and growth plans. We can even help with janitorial bonds and guidance on WorkSafeBC requirements.
Janitorial insurance really proves its value when something goes wrong on a job. A visitor slips on a freshly mopped floor and suffers a serious injury. A staff member accidentally uses the wrong chemical and ruins a client’s carpet. Your van is stolen overnight with all your equipment inside. An employee is hurt lifting heavy garbage bags. In each of these situations, your insurance program is designed to respond. General liability can cover third-party injury and property damage, tools and equipment coverage can help replace stolen or damaged gear, and commercial auto handles insured vehicle accidents and theft. We guide you through reporting the loss, dealing with adjusters, and understanding deductibles and policy limits, so you can get back to serving clients and keeping contracts on track. Our goal is faster recovery with fewer financial surprises.
Coverages Available For You
Business insurance safeguards against unexpected incidents like property damage or legal claims. Protect your company’s future with tailored insurance solutions.
Business interruption insurance replaces lost income and covers expenses when your BC business is forced to close due to a covered event like fire or natural disaster.
Business liability insurance protects BC companies from financial losses due to lawsuits, covering legal costs and damages for third-party injuries or property damage.
Commercial auto insurance covers vehicles used for business purposes, protecting against liability, damages, and accidents involving your company’s cars, trucks, or vans.
Protect your business assets with comprehensive coverage for property damage and loss.
Contractors’ liability insurance in British Columbia protects construction professionals from financial losses due to third-party claims for bodily injury or property damage.
Commonly Asked Questions
Begin with your information to get a detailed insurance quote.
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Review coverage choices from different providers and choose the best one.
We’ll guide you through comparing insurance options, helping you select the plan that best matches your coverage needs and budget.
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Our team of experts specializes in home, auto, business, life, travel insurance, and more, providing you with tailored guidance to ensure you receive the best possible coverage.
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Expertly crafted insurance solutions uniquely tailored to meet your specific lifestyle and coverage needs effectively.
Leverage our local knowledge to secure insurance that's suited for British Columbia’s unique market conditions.
Explore a wide range of personal and commercial insurance products, all through one comprehensive policy.
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Experience savings on your premiums with our competitive pricing without sacrificing the quality of your coverage.
Our team of professionals brings 30+ years of expertise to guide you through the insurance selection process.
In partnership with top insurers, we provide robust, reliable coverage tailored to meet your unique needs.
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