
🚗 ICBC Basic Autoplan: Core Coverages & Limits 🇨🇦
If you drive in British Columbia, you know ICBC’s Basic Autoplan is mandatory. But do you know what it actually covers—and where it stops? Understanding
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S & S Insurance For Landscapers
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Comprehensive Solutions To Protect You
Landscaping professionals face daily risks that can impact their business and reputation. From damaged client property to on-site injuries or equipment theft, one unexpected incident can halt operations and cause financial loss. Landscaper insurance safeguards your livelihood by covering liability claims, property damage, and accidents involving vehicles or workers. With the right policy in place, you can focus on creating beautiful outdoor spaces while your insurance handles the rest. Our role as your broker is to assess your specific exposures, compare coverage options across trusted insurers, and ensure you’re protected from everyday risks that come with landscaping work in British Columbia.
Every landscaper’s business is unique, which is why customizable coverage matters. We help you combine essential protections such as commercial general liability, equipment and tool coverage, commercial vehicle insurance, and business interruption protection. For larger operations, additional options like pollution liability, employee benefits, or contractor’s equipment insurance may be included. By tailoring policies to your exact business model, we make sure you avoid gaps that could cost you thousands after an accident or claim. Whether you’re mowing lawns, grading soil, or maintaining large properties across British Columbia, a comprehensive policy built around your daily work ensures steady financial protection and peace of mind.
Many landscapers experience claims involving property damage, equipment theft, or accidental injuries. For example, if a mower damages a client’s fence or a trimmer breaks a window, general liability coverage helps cover repair costs. If your trailer or tools are stolen, equipment insurance reimburses the loss so projects can continue with minimal delay. Injuries to workers or third parties can also be costly—insurance helps pay medical expenses and legal fees if necessary. Even unexpected events like fire, vandalism, or vehicle accidents can be covered depending on your policy. With professional guidance from our brokerage team, we ensure your coverage responds quickly, minimizing downtime and keeping your landscaping business on track.
Coverages Available For You
Business insurance safeguards against unexpected incidents like property damage or legal claims. Protect your company’s future with tailored insurance solutions.
Business interruption insurance replaces lost income and covers expenses when your BC business is forced to close due to a covered event like fire or natural disaster.
Business liability insurance protects BC companies from financial losses due to lawsuits, covering legal costs and damages for third-party injuries or property damage.
Commercial auto insurance covers vehicles used for business purposes, protecting against liability, damages, and accidents involving your company’s cars, trucks, or vans.
Protect your business assets with comprehensive coverage for property damage and loss.
Protect your construction business in British Columbia with tailored insurance solutions covering risks like accidents, theft, and property damage.
Contract surety insurance in British Columbia ensures contractors fulfill project obligations, providing financial protection to project owners against non-completion or substandard work.
Contractors’ liability insurance in British Columbia protects construction professionals from financial losses due to third-party claims for bodily injury or property damage.
Commonly Asked Questions
Begin with your information to get a detailed insurance quote.
We’ll gather your personal or business information through our secure form to create an insurance quote just for you.
Review coverage choices from different providers and choose the best one.
We’ll guide you through comparing insurance options, helping you select the plan that best matches your coverage needs and budget.
We’ll help you secure your policy quickly, providing immediate access to your documents and full dedicated support.
Our team of experts specializes in home, auto, business, life, travel insurance, and more, providing you with tailored guidance to ensure you receive the best possible coverage.
Expertly crafted insurance solutions uniquely tailored to meet your specific lifestyle and coverage needs effectively.
Leverage our local knowledge to secure insurance that's suited for British Columbia’s unique market conditions.
Explore a wide range of personal and commercial insurance products, all through one comprehensive policy.
Committed to outstanding customer service, we ensure continuous support, making your experience stress-free.
Experience savings on your premiums with our competitive pricing without sacrificing the quality of your coverage.
Our team of professionals brings 30+ years of expertise to guide you through the insurance selection process.
In partnership with top insurers, we provide robust, reliable coverage tailored to meet your unique needs.
Open daily, with extended hours across multiple locations for easy access to our insurance services at your convenience.
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If you drive in British Columbia, you know ICBC’s Basic Autoplan is mandatory. But do you know what it actually covers—and where it stops? Understanding

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