
🚗 ICBC Basic Autoplan: Core Coverages & Limits 🇨🇦
If you drive in British Columbia, you know ICBC’s Basic Autoplan is mandatory. But do you know what it actually covers—and where it stops? Understanding
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S & S Insurance For Logging contractors
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Comprehensive Solutions To Protect You
Logging contractors face demanding conditions that can expose their operations to a wide range of risks. From equipment damage and fuel spills to contractor liability and worker injuries, unforeseen events can quickly disrupt productivity and profit. As your trusted insurance partner, we help identify coverage gaps and secure protection that safeguards your business from day-to-day exposures. Whether you manage large-scale logging operations or provide contract hauling or processing, having the right insurance in place helps prevent costly downtime and fines. Our tailored insurance solutions ensure compliance with forestry safety standards and provincial requirements, giving you the confidence to focus on running your crews and meeting production targets while we manage your protection.
Every logging operation is different, which is why we customize coverage to fit your unique risks. Our insurance options include commercial general liability, log truck and heavy equipment coverage, environmental liability for spills, and business interruption insurance to protect your income if operations are halted. We also arrange workers’ compensation and employer liability coverage to keep your workforce protected. For contractors operating on Crown or private lands, we design policies that meet all permit and compliance conditions. With access to multiple insurers who understand forestry operations, we provide competitive rates and flexible coverage options. Our goal is to keep your business secure from unexpected costs so you can maintain momentum, protect your investment, and operate with peace of mind.
In logging operations, claims often arise from equipment breakdowns, vehicle collisions, property damage, or accidental environmental spills. A fallen tree damaging power lines, a log loader tipping during transport, or an oil spill on site can lead to expensive repairs and liability claims. Our logging insurance policies respond quickly to cover repair costs, cleanup expenses, and legal fees, helping you recover faster and avoid project delays. If a crew member is injured or operations are interrupted by fire, workers’ compensation and business interruption coverage provide financial support until you’re running again. By ensuring you have the right mix of liability, equipment, and environmental protection, we help keep your business resilient and your obligations under control—even when the unexpected occurs.
Coverages Available For You
Business insurance safeguards against unexpected incidents like property damage or legal claims. Protect your company’s future with tailored insurance solutions.
Business interruption insurance replaces lost income and covers expenses when your BC business is forced to close due to a covered event like fire or natural disaster.
Business liability insurance protects BC companies from financial losses due to lawsuits, covering legal costs and damages for third-party injuries or property damage.
Comprehensive insurance protecting goods in transit and storage, ensuring your cargo and stock are covered against loss, damage, or theft worldwide.
Commercial auto insurance covers vehicles used for business purposes, protecting against liability, damages, and accidents involving your company’s cars, trucks, or vans.
Protect your business in British Columbia with tailored commercial insurance that covers liability, property damage, and more, ensuring peace of mind for entrepreneurs. Commercial insurance implies a broader umbrella covering larger enterprises, complex industrial operations, or specialized fleets. It frequently refers to “Commercial Package Policies” (CPP) that allow companies to bundle complex coverages (like liability, property, and fleet) à la carte with higher limits.
Protect your business assets with comprehensive coverage for property damage and loss.
Contract surety insurance in British Columbia ensures contractors fulfill project obligations, providing financial protection to project owners against non-completion or substandard work.
Contractors’ liability insurance in British Columbia protects construction professionals from financial losses due to third-party claims for bodily injury or property damage.
Employment Practices Liability Insurance (EPLI) protects businesses in British Columbia against employee claims related to discrimination, wrongful termination, and harassment.
Fleet Insurance covers multiple business vehicles under one policy, protecting against liabilities like accidents, theft, and damage.
Explore comprehensive Group Benefits in British Columbia, designed to support employee health, wellness, and financial security through tailored insurance plans.
Commonly Asked Questions
Discover our streamlined insurance process designed to be quick and straightforward. From initial quote to policy purchase, we guide you through every step to ensure your complete satisfaction.
Begin with your information to get a detailed insurance quote.
We’ll gather your personal or business information through our secure form to create an insurance quote just for you.
Review coverage choices from different providers and choose the best one.
We’ll guide you through comparing insurance options, helping you select the plan that best matches your coverage needs and budget.
We’ll help you secure your policy quickly, providing immediate access to your documents and full dedicated support.
Our team of experts specializes in home, auto, business, life, travel insurance, and more, providing you with tailored guidance to ensure you receive the best possible coverage.
S&S stands apart with a blend of local expertise and personal commitment, creating insurance solutions that resonate with your needs in British Columbia. We deliver personalized service that fits into your busy life.
Expertly crafted insurance solutions uniquely tailored to meet your specific lifestyle and coverage needs effectively.
Leverage our local knowledge to secure insurance that's suited for British Columbia’s unique market conditions.
Explore a wide range of personal and commercial insurance products, all through one comprehensive policy.
Committed to outstanding customer service, we ensure continuous support, making your experience stress-free.
Experience savings on your premiums with our competitive pricing without sacrificing the quality of your coverage.
Our team of professionals brings 30+ years of expertise to guide you through the insurance selection process.
In partnership with top insurers, we provide robust, reliable coverage tailored to meet your unique needs.
Open daily, with extended hours across multiple locations for easy access to our insurance services at your convenience.
Getting You The Best Quote
We work with trusted insurance companies to compare the best coverage and rates. Our team helps you save by offering tailored solutions that can beat your current policy and provide great value for your needs.
Trusted by Our Clients
See what our clients say about S&S Insurance—personalized service, expert advice, and unbeatable savings. Real experiences from satisfied customers who trust us to protect their home, business, and assets.
Stay informed with expert advice on insurance trends, coverage tips, and ways to save money. Our blog features articles that help you make smarter decisions about protecting your home, car, business, and more.

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