
🚗 ICBC Basic Autoplan: Core Coverages & Limits 🇨🇦
If you drive in British Columbia, you know ICBC’s Basic Autoplan is mandatory. But do you know what it actually covers—and where it stops? Understanding
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S & S Insurance For Remediation Contractors
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Comprehensive Solutions To Protect You
Remediation contractors face unique risks every day, from exposure to hazardous materials to unexpected property damage during cleanup or restoration projects. Without the right insurance, a single accident or environmental incident can lead to significant financial loss. Our specialized insurance solutions are designed to safeguard your company from these exposures, ensuring you can operate confidently across British Columbia. Whether you’re handling mold remediation, asbestos abatement, water damage, or chemical cleanup, our brokers identify and address the coverages you need most. This includes liability protection, contractors’ equipment insurance, and coverage for sudden pollution events—all tailored to your scope of work and client contracts.
Your business requires specialized protection that accounts for remediation’s environmental, technical, and operational risks. Our brokerage partners with top Canadian insurers to offer policies covering everything from commercial general liability and pollution liability to tool and vehicle protection. Need proof of insurance for a government or strata contract? We issue certificates quickly to keep your crews active and compliant. Whether you run a small independent remediation service or a large multi-site operation, we’ll help structure your coverage for optimal cost efficiency and protection. Our team also reviews policy exclusions and deductible options to ensure your insurance plan fits your actual risk exposure and business growth goals.
Remediation contractors commonly face claims involving accidental damage to client property, exposure-related health complaints, or contamination spread during a project. A spilled cleaning chemical, misidentified material, or equipment malfunction can quickly turn into a costly liability. With the right insurance policies in place, these risks are managed effectively. Commercial general liability covers property damage and bodily injury, while environmental impairment and contractors’ pollution liability address cleanup costs and regulatory fines. Equipment breakdown or inland marine coverage ensures your gear gets repaired or replaced with minimal downtime. Our brokers also guide you through claims reporting and documentation, ensuring fair and timely settlements so you can return to work without delays.
Coverages Available For You
Bailee’s customer insurance protects businesses in British Columbia from liability for damages to customer property while in their care, ensuring peace of mind.
Business insurance safeguards against unexpected incidents like property damage or legal claims. Protect your company’s future with tailored insurance solutions.
Business interruption insurance replaces lost income and covers expenses when your BC business is forced to close due to a covered event like fire or natural disaster.
Business liability insurance protects BC companies from financial losses due to lawsuits, covering legal costs and damages for third-party injuries or property damage.
Commercial auto insurance covers vehicles used for business purposes, protecting against liability, damages, and accidents involving your company’s cars, trucks, or vans.
Protect your business in British Columbia with tailored commercial insurance that covers liability, property damage, and more, ensuring peace of mind for entrepreneurs. Commercial insurance implies a broader umbrella covering larger enterprises, complex industrial operations, or specialized fleets. It frequently refers to “Commercial Package Policies” (CPP) that allow companies to bundle complex coverages (like liability, property, and fleet) à la carte with higher limits.
Protect your business assets with comprehensive coverage for property damage and loss.
Protect your condo in British Columbia with comprehensive insurance that covers personal belongings, liability, and additional living expenses, ensuring peace of mind.
Protect your construction business in British Columbia with tailored insurance solutions covering risks like accidents, theft, and property damage.
Contract surety insurance in British Columbia ensures contractors fulfill project obligations, providing financial protection to project owners against non-completion or substandard work.
Contractors’ liability insurance in British Columbia protects construction professionals from financial losses due to third-party claims for bodily injury or property damage.
Employment Practices Liability Insurance (EPLI) protects businesses in British Columbia against employee claims related to discrimination, wrongful termination, and harassment.
Commonly Asked Questions
Discover our streamlined insurance process designed to be quick and straightforward. From initial quote to policy purchase, we guide you through every step to ensure your complete satisfaction.
Begin with your information to get a detailed insurance quote.
We’ll gather your personal or business information through our secure form to create an insurance quote just for you.
Review coverage choices from different providers and choose the best one.
We’ll guide you through comparing insurance options, helping you select the plan that best matches your coverage needs and budget.
We’ll help you secure your policy quickly, providing immediate access to your documents and full dedicated support.
Our team of experts specializes in home, auto, business, life, travel insurance, and more, providing you with tailored guidance to ensure you receive the best possible coverage.
S&S stands apart with a blend of local expertise and personal commitment, creating insurance solutions that resonate with your needs in British Columbia. We deliver personalized service that fits into your busy life.
Expertly crafted insurance solutions uniquely tailored to meet your specific lifestyle and coverage needs effectively.
Leverage our local knowledge to secure insurance that's suited for British Columbia’s unique market conditions.
Explore a wide range of personal and commercial insurance products, all through one comprehensive policy.
Committed to outstanding customer service, we ensure continuous support, making your experience stress-free.
Experience savings on your premiums with our competitive pricing without sacrificing the quality of your coverage.
Our team of professionals brings 30+ years of expertise to guide you through the insurance selection process.
In partnership with top insurers, we provide robust, reliable coverage tailored to meet your unique needs.
Open daily, with extended hours across multiple locations for easy access to our insurance services at your convenience.
Getting You The Best Quote
We work with trusted insurance companies to compare the best coverage and rates. Our team helps you save by offering tailored solutions that can beat your current policy and provide great value for your needs.
Trusted by Our Clients
See what our clients say about S&S Insurance—personalized service, expert advice, and unbeatable savings. Real experiences from satisfied customers who trust us to protect their home, business, and assets.
Stay informed with expert advice on insurance trends, coverage tips, and ways to save money. Our blog features articles that help you make smarter decisions about protecting your home, car, business, and more.

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