
🚗 ICBC Basic Autoplan: Core Coverages & Limits 🇨🇦
If you drive in British Columbia, you know ICBC’s Basic Autoplan is mandatory. But do you know what it actually covers—and where it stops? Understanding
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S & S Insurance For Security Companies
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Comprehensive Solutions To Protect You
Security companies face complex risks daily, from property damage and client lawsuits to employee injuries during assignments. A well-structured insurance policy protects your business from the financial strain caused by these situations. General liability coverage helps defend against claims of bodily injury or property damage, while commercial auto and workers’ compensation insurance safeguard your team and fleet. Whether your company provides on-site guards, mobile patrols, or alarm monitoring, proper insurance ensures you can operate with confidence. By having the right coverage in place, you avoid costly disruptions and demonstrate reliability to your clients, employees, and partners.
Every security business is different, which is why insurance coverage should be tailored to your operations. Our policies can include general liability, professional liability, commercial property, cyber liability, and coverage for theft or vandalism. If your company deploys vehicles for patrol services, commercial auto insurance protects against accidents and damages. We also provide coverage for equipment losses, data breaches, or client disputes that could otherwise impact revenue. With our industry expertise, we design flexible packages that evolve with your company’s growth—whether you serve residential, commercial, or government clients across British Columbia. Protecting your staff, assets, and reputation is our priority.
Common claims in the security industry include property damage during service, accidental injury to a third party, or loss of equipment on assignment. When a guard accidentally damages a client’s property or a patrol vehicle is involved in an accident, liability and auto insurance handle repair and legal costs. If an employee sustains an injury while on duty, workers’ compensation covers their medical expenses and wage replacement. Cyber liability insurance can mitigate losses from data breaches or stolen client information. Each policy component provides peace of mind by handling financial and legal impacts, allowing your security operations to continue without interruption while maintaining trust with clients and staff.
Coverages Available For You
Business insurance safeguards against unexpected incidents like property damage or legal claims. Protect your company’s future with tailored insurance solutions.
Business interruption insurance replaces lost income and covers expenses when your BC business is forced to close due to a covered event like fire or natural disaster.
Business liability insurance protects BC companies from financial losses due to lawsuits, covering legal costs and damages for third-party injuries or property damage.
Commercial auto insurance covers vehicles used for business purposes, protecting against liability, damages, and accidents involving your company’s cars, trucks, or vans.
Protect your business assets with comprehensive coverage for property damage and loss.
Contractors’ liability insurance in British Columbia protects construction professionals from financial losses due to third-party claims for bodily injury or property damage.
Employment Practices Liability Insurance (EPLI) protects businesses in British Columbia against employee claims related to discrimination, wrongful termination, and harassment.
Fleet Insurance covers multiple business vehicles under one policy, protecting against liabilities like accidents, theft, and damage.
Explore comprehensive Group Benefits in British Columbia, designed to support employee health, wellness, and financial security through tailored insurance plans.
Auto insurance in BC covers your vehicle and protects against risks like accidents, theft, and third-party liability, ensuring safe and compliant driving.
Marine liability insurance protects businesses against legal liabilities from marine operations, covering third-party claims for injury, property damage, and pollution.
Protect your BC business from professional negligence claims with comprehensive liability coverage. Get a free quote for tailored insurance today.
Commonly Asked Questions
Discover our streamlined insurance process designed to be quick and straightforward. From initial quote to policy purchase, we guide you through every step to ensure your complete satisfaction.
Begin with your information to get a detailed insurance quote.
We’ll gather your personal or business information through our secure form to create an insurance quote just for you.
Review coverage choices from different providers and choose the best one.
We’ll guide you through comparing insurance options, helping you select the plan that best matches your coverage needs and budget.
We’ll help you secure your policy quickly, providing immediate access to your documents and full dedicated support.
Our team of experts specializes in home, auto, business, life, travel insurance, and more, providing you with tailored guidance to ensure you receive the best possible coverage.
S&S stands apart with a blend of local expertise and personal commitment, creating insurance solutions that resonate with your needs in British Columbia. We deliver personalized service that fits into your busy life.
Expertly crafted insurance solutions uniquely tailored to meet your specific lifestyle and coverage needs effectively.
Leverage our local knowledge to secure insurance that's suited for British Columbia’s unique market conditions.
Explore a wide range of personal and commercial insurance products, all through one comprehensive policy.
Committed to outstanding customer service, we ensure continuous support, making your experience stress-free.
Experience savings on your premiums with our competitive pricing without sacrificing the quality of your coverage.
Our team of professionals brings 30+ years of expertise to guide you through the insurance selection process.
In partnership with top insurers, we provide robust, reliable coverage tailored to meet your unique needs.
Open daily, with extended hours across multiple locations for easy access to our insurance services at your convenience.
Getting You The Best Quote
We work with trusted insurance companies to compare the best coverage and rates. Our team helps you save by offering tailored solutions that can beat your current policy and provide great value for your needs.
Trusted by Our Clients
See what our clients say about S&S Insurance—personalized service, expert advice, and unbeatable savings. Real experiences from satisfied customers who trust us to protect their home, business, and assets.
Stay informed with expert advice on insurance trends, coverage tips, and ways to save money. Our blog features articles that help you make smarter decisions about protecting your home, car, business, and more.

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