Most physical goods, including raw materials, finished products, machinery, and consumer goods, can be covered. However, some exclusions may apply for hazardous or highly perishable items.

Yes, Cargo & Stock Throughput Insurance typically provides worldwide coverage, protecting goods during both domestic and international transit and storage.

Absolutely. This policy can be tailored to cover goods stored at various warehouses, distribution centers, or other storage facilities globally.

Common exclusions may include losses due to improper packaging, inherent vice, willful misconduct, or delay. It’s important to review your policy for specific terms.

Premiums are based on factors such as the value of goods, nature of cargo, shipping routes, storage locations, and your business’s claims history.

In the event of a loss, you should notify your insurer promptly, provide documentation such as shipping records and photos, and cooperate with the claims investigation.

Yes, policies can be adjusted to accommodate changes in inventory levels, ensuring you’re adequately covered during peak and off-peak periods.

Yes, the policy typically extends to goods temporarily stored during transit, such as at ports or customs warehouses, until they reach their final destination.